Get out of debt and start saving

Drowning in debt stress? For over 25 years MyDebt Solutions, powered by MyBudget, has helped thousands of Australians get out of debt…and we can help you too.

Take the first step

Start your journey to a debt-free future today.

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    How it works

    No more stress, no more confusion, just three simple steps to debt relief.

    Free consultation

    Debt relief starts with a free, confidential, phone consultation. No obligation, no pressure, just expert debt-help, to explore your options.

    Debt assessment and personal budget

    We assess your total debt and create a personalised budget and debt management plan that makes repayments manageable and shows exactly when you’ll be debt-free.

    Your path, your choice

    We’re here to empower you with all the information you need. The decision is yours. We will tailor a solution designed for your situation to create the financial stability you’re looking for.

    What services does MyDebt Solutions offer?

    We handle every aspect of your debt management plan.

    Debt agreements

    Tailored, legally binding solutions like Part 9 or Part 10 agreements to help you gain control of unmanageable debt.

    Creditor negotiation

    Expert help to negotiate with creditors for reduced repayments or waived interest.

    Debt consolidation

    Combine multiple debts into one affordable payment to simplify your finances and reduce stress.

    Credit card debt help

    Strategies to reduce high-interest credit card debt and regain financial stability.

    Credit repair

    Assistance in improving your credit score and addressing negative listings on your credit file.

    Budgeting support

    Tailored budgeting plans to help you stay on track, save, and achieve long-term financial goals.

    Mortgage refinancing

    Options to refinance your mortgage and reduce financial pressure while staying on top of payments.

    Personal loans

    Support in restructuring or managing personal loan repayments to better suit your budget.

    Bankruptcy guidance

    Understanding your options and navigating the bankruptcy process with expert support when no other solution fits.

    We'll get things under control

    Drowning in debt stress? MyDebt Solutions, powered by MyBudget, is here to help you get out of debt. We simplify the path to financial freedom by putting a stop to debt collector calls, freezing interest and negotiating with creditors on your behalf.

    With one affordable repayment plan tailored to your situation, you’ll know exactly when you could be debt-free.

    The MyDebt Solutions team

    Meet the team who have helped thousands of Australians become debt free.

    Meet Jamie

    Jamie works closely with clients at MyDebt Solutions, helping them navigate their way out of debt with personalised solutions and a deep understanding of financial hardship. With strong relationships across creditors and lenders, he ensures that every client gets the best possible outcome tailored to their situation.

     

    “It might sound silly, but we get excited when we achieve great outcomes for our clients. Every tricky arrangement we negotiate, every small win, and every client we see finally living debt-free is something we genuinely celebrate.”

     

    Meet Troy

    What Troy loves most about his role is being the bridge between clients and creditors, using his expertise to create real change. Helping clients move toward a better financial future isn’t just a job, it’s what makes his work truly rewarding.

     

    “We don’t just talk the talk, we walk the walk, a lot. We’re not just here to get our clients’ bills paid on time, we’re here to help them create the future they want for themselves and show them how to get there. Their success is our success!”

     

    Start your journey to a debt-free life today

    Let us find the right solution for you.